Contract guard services
Unarmed and armed officers posted at offices, warehouses, hospitals and retail centers.
Texas Security Services Factoring
Meet weekly guard payroll while commercial, property and event clients pay on 30 to 60-day terms. Factoring built for payroll-heavy security firms.
Guard and patrol firms
Security Services Factoring in Texas
Labor is most of a security company's cost. Officers expect to be paid every week or two, and overtime, uniforms, insurance and vehicle costs follow close behind. Property managers, corporate campuses, construction sites and event venues, on the other hand, often pay on 30 to 60-day terms. Each new post you staff widens the gap between payroll out and payment in.
Security services factoring advances most of the value of your client invoices once hours are billed, so payroll is funded by the work your officers have already done. That lets you bid on larger contracts, add posts quickly and cover holiday and event surges without tapping a personal line of credit.
- Advances typically 80% to 90% of approved client invoices
- Invoices processed within 48 hours, funding in as fast as 2 hours after processing
- Approval leans on your clients' credit, not years of financials
- Factoring limits from $100K to $100M
- No start-up fees and no month-to-month contracts
Security Businesses We Support
If you bill commercial or institutional clients for coverage already provided, factoring can match your billing rhythm.
Mobile patrol companies
Patrol routes covering apartment communities, industrial parks and HOAs, billed monthly.
Event and venue security
Crowd management for concerts, sports and festivals, where staffing spikes and payment lags behind.
Construction site security
Overnight and weekend coverage for job sites, often billed to general contractors on long terms.
Executive and specialty protection
Smaller firms with high per-hour costs and corporate clients on net terms.
Factoring vs. a Payroll Loan
When payroll is due before clients pay, many owners reach for a short-term loan or a credit card. Here is how factoring compares.
| Feature | Invoice Factoring | Short-Term Payroll Loan |
|---|---|---|
| Source of repayment | Your client's payment on the invoice | Your business, on a fixed schedule |
| Effect on debt | Sale of receivables, no new loan on the books | Adds debt and often a personal guarantee |
| Funding as you add posts | Grows with the hours you bill | Fixed amount, reapply to increase |
| Approval basis | Your clients' creditworthiness | Your credit score and cash history |
| Cost visibility | A quoted percentage per invoice, generally 1% to 5% | Interest and fees that vary widely by lender |
Staff New Contracts With Confidence
Winning a large site or a season of events should not mean months of personal cash covering payroll. With factoring, each invoice from that new client becomes funding for the officers who earned it, so growth pays for itself. Firms that also place staff on temporary assignments may find our staffing factoring page relevant.
Rates start at 1.2% and every cost is in a written quote before you commit. Factor every client, or only the slow ones, and stop when you no longer need it. If you are early in the business, see factoring for new businesses.
- Cover weekly or biweekly payroll on schedule
- Fund uniforms, equipment and patrol vehicles for new posts
- Collections handled professionally with your clients
What You Need to Apply
Most of what we look at is about your clients and the hours you bill them.
Client contracts
Service agreements showing rates, post coverage and payment terms.
Approved timesheets
Hours or shift reports that support each invoice, ideally signed off by the client.
Aging report
A current list of open invoices and how long each client usually takes to pay.
Business and licensing details
Basic company information and the licensing your firm holds to operate in Texas.
Security Services Working Capital
Get paid faster with security services factoring in Texas.
Call now or request a free estimate to see how security services factoring can support guard payroll, new contracts, and coverage for growing clients.
FAQ
Texas Security Services Factoring FAQs
Straight answers for Texas businesses comparing invoice factoring options.
Free Estimate
Fast cash from your approved invoices
Talk with a Texas factoring team that understands payroll, receivables, slow-paying customers, and the pressure of keeping operations moving.
512 271 5100