Oil Field & Gas
Fast, reliable invoice factoring built specifically for Texas oil & gas contractors, suppliers, and service companies.
Learn moreOur Services
We provide immediate funding or factor receivables for trucking, staffing, manufacturing, construction, oil and gas, and Texas businesses that need immediate funding.
Our Services
We provide immediate funding or factor receivables for the following industries. If you have an invoice or receivables, and you need immediate funding for business growth or to cover liabilities, feel free to call us or use the contact form above.
Businesses that need faster working capital can learn more from Invoice Factoring Texas and request a free estimate today.
By Industry
Industry-based factoring
Factoring programs shaped around how your industry bills, gets paid and spends.
Construction
Get your money fast. Partner with a reliable Texas factoring company.
Learn moreManufacturing
Turn your invoices into instant cash. Keep your factory running and orders moving — no waiting, no delays.”
Learn moreStaffing
Finding the right talent shouldn’t slow your business. We match skilled professionals to your needs quickly and efficiently, helping you build strong teams that deliver results from day one.
Learn moreTrucking
Fast, reliable invoice factoring built specifically for Texas oil & gas contractors, suppliers, and service companies.
Learn moreFreight Brokers
Pay your carriers on time while shippers take 30 to 60 days to settle. Turn delivered-load invoices into working capital, often within hours of processing.
Learn moreTransportation & Logistics
Working capital for 3PLs, warehouses, couriers and last-mile providers waiting on client invoices while labor, leases and fuel come due every week.
Learn moreMedical & Healthcare
Steadier cash flow for Texas practices, clinics, labs and healthcare staffing firms waiting on commercial insurers and facility clients.
Learn moreGovernment Contracts
Working capital for federal, state and municipal contractors so you can perform on the contract while agency payment cycles run their course.
Learn moreWholesale & Distribution
Restock faster and take bigger orders. Texas wholesalers and distributors can turn net-30 to net-60 retail invoices into cash for inventory.
Learn moreSecurity Services
Meet weekly guard payroll while commercial, property and event clients pay on 30 to 60-day terms. Factoring built for payroll-heavy security firms.
Learn moreJanitorial & Cleaning
Cover weekly cleaning payroll while property managers and facility clients take 30 to 60 days to pay. Turn completed service invoices into cash.
Learn moreTelecom
Fund fiber, tower and cabling crews while carriers and prime contractors work through long approval and payment cycles. Get cash from completed work now.
Learn moreMarketing Agencies
Stop financing your clients' media buys and freelancer costs. Factor agency invoices and get paid while brands work through net-60 and net-90 terms.
Learn moreIT & Technology
Managed service providers, IT consultants and tech staffing firms can factor invoices to fund payroll and projects while enterprise clients pay on long terms.
Learn moreEnergy & Utilities
Utility contractors, solar and wind installers and energy services firms can factor invoices to fund crews, equipment and materials on long payment cycles.
Learn moreEnvironmental Services
Remediation contractors, waste haulers, environmental consultants and testing labs can factor invoices to cover crews, disposal and lab costs while clients pay.
Learn moreLandscaping
Turn unpaid grounds and property maintenance invoices into cash so crews, fuel and equipment stay covered through the busy season and the slow one.
Learn moreFood & Beverage
Get paid on grocery, restaurant and retail invoices in days instead of weeks, so you can restock perishables and keep your trucks rolling.
Learn moreImport & Export
Long shipping cycles and extended buyer terms tie up cash. Factoring turns your trade invoices into working capital while goods are still moving.
Learn moreSmall Business
For established Texas businesses that sell to other businesses: turn the invoices you are waiting on into cash, without taking on a loan.
Learn moreStartups
You landed the big customer. Now fund the growth. Factoring turns your first major B2B contracts into working capital without giving up equity.
Learn more By Product
Factoring types and services
Choose the structure that fits your customers, your risk and how fast you need the cash.
Invoice Factoring
Sell your unpaid B2B invoices for cash now instead of waiting 30 to 90 days. Here is how invoice factoring works, what it costs, and who it suits.
Learn moreAR Financing
Turn open receivables into working capital. Compare borrowing against your invoices with selling them, and choose the structure that fits how you manage collections.
Learn moreRecourse Factoring
The most common and lowest-cost form of factoring. You keep the credit risk on your customers, and in exchange you get better rates and higher advances.
Learn moreNon-Recourse
Shift part of the credit risk on your customers to the factor. Non-recourse factoring protects you if an approved customer becomes insolvent, for a higher fee.
Learn moreSpot Factoring
Need cash from one invoice, not an ongoing program? Spot factoring lets you sell a single invoice with no monthly minimums or volume commitment.
Learn moreSame-Day Funding
Invoices are processed within 48 hours, and funding can follow in as fast as 2 hours. Here is how the timeline works and what you can do to shorten it.
Learn morePO Financing
Fund the supplier costs behind a confirmed customer order, deliver the goods, then turn the resulting invoice into cash with factoring.
Learn moreInvoice Discounting
Borrow against your unpaid invoices while you keep running your own collections, usually without your customers knowing a funder is involved.
Learn moreContract Financing
Working capital to mobilize crews, buy materials and meet payroll on a signed commercial or government contract before the first progress payment arrives.
Learn moreBad Credit Factoring
Factoring decisions lean on your customers' ability to pay, not your personal score. Here is what still matters and how to improve your odds of approval.
Learn moreNew Businesses
Just opened, or just bought an existing company? You can still access working capital. Factoring approval can rest on your customers, not your track record.
Learn moreFuel Advances
Get cash at pickup against a signed rate confirmation, so fuel for the load is covered before you deliver and invoice the broker.
Learn moreCredit & Collections
Vet customers before you extend terms, then let a professional team handle follow-up on invoices in a way that protects the relationship.
Learn more Texas Invoice Factoring Services
Get paid faster with Texas invoice factoring services.
Call now or request a free estimate to match your business with an invoice factoring option for payroll, materials, shipments, production, or growth.
Free Estimate
Fast cash from your approved invoices
Talk with a Texas factoring team that understands payroll, receivables, slow-paying customers, and the pressure of keeping operations moving.
512 271 5100